Note: Remember to include a photocopy of your social security card and something with your current address on it such as a driver’s license, W2, utility bill, etc.
Social Security number: [XXX-XX-XXXX]
Date of birth: [XX/XX/19XX]
P. O. Box 740241
Atlanta, GA 30374-0241
Re: Credit report error
Dear Sir or Madam:
I have discovered inaccurate information on my credit report maintained by [credit agency name]. The report is in my name [enter your full name here] and my Social Security number is [enter your Social Security number here].
Enclosed, please find a copy of my credit report containing the mistaken data. I have highlighted the errors. The following information is wrong:
If you have any questions about my request or the credit information in question, please do not hesitate to call me [at work or home phone number, depending upon when you would prefer to discuss the matter].
Thank you for your prompt attention to my request.
[City, State and Zip Code]
Enclosure: Credit Report Page
Note: The above letter is addressed to Equifax, but works for all three credit bureaus. Simply replace their address & information with TransUnion’s or Experian’s information listed below.
P. O. Box 1000
Chester, PA 19022
Santa Ana, CA 92705