Letter 1 (Original Dispute Letter)
ChexSystems Consumer Relations
7805 Hudson Road
Woodbury, MN 55125
RE: Consumer ID # (your consumer ID # here)
I have recently been informed that there is negative information reported by (name of bank) in the file ChexSystems maintains under my Social Security number. Upon ordering a copy of the report, I see an entry from this bank listing a “(condition such as NSF)” in (month/year).
I am unaware of ever having a “(same as condition above)” from this bank.
Please validate this information with (name of bank) and provide me with copies of any documentation associated with this “(same condition as above)” bearing my signature. In the absence of any such documentation bearing my signature, I ask that this information be immediately deleted from the file you maintain under my Social Security number.
My contact information is as follows:
Your Name (printed or typed, not signed)
CC: (insert lawyer’s name here), Esquire