Has United Recovery Damaged Your Credit Report?
United Recovery Systems is a collection agency that has the power to cause long-term damage to your credit score. This can result in you having bad credit for up to seven years, regardless of whether or not you ultimately pay the bill.
Have You Had Experience Dealing With United Recovery Systems?
If you are like most people, you hate getting calls from collection agencies. The harassing calls can come at any hour of the day, and they often come from people or places you have never heard of. You may wonder how these companies receive your information and what gives them the right to contact you constantly in order to try and collect. What happens is that when you are accused of having a debt go into default, the company that owns your debt will often sell it to collection agencies instead of trying to collect the debt themselves. United Recovery is one of the companies that gets hired to collect debt. They are paid based on how much debt they are able to collect – because of this, they are extremely aggressive about it.
They Will Search High and Low for You
United Recovery Systems will go to great lengths to find you. When United Recovery first receives your account, the first thing they will try to do is track you down. This is often easier said than done, so they resort to some questionable tactics in order to find you. Collections can be very old, and often times people move from one place to another. In order to try and find you, United Recovery will call known family members to try to find out where you are and how to contact you. They may also stoop to the level of contacting neighbors and friends. Not only is this embarrassing for you, but it is an invasion of your privacy. Your family and friends are under no obligation to tell United Recovery Systems how they can contact you. If a company is trying to collect a debt from you, they should already have your contact information.
Relentless Beyond Belief
They pursue people relentlessly – Some people have reported being harassed by URS for more than three years, in spite of the fact people are making payments to them. They will do anything to get the money you owe, because the more you pay them, the more they get paid. If they call you and all you can do is pay a small portion of a debt, they will gladly accept that payment – but they will even more gladly call you a few days later informing you that you still owe them more money. You can try to make deals with them, but some have reported that they don’t always live up to their end of the bargain – interesting, since they make their living off of forcing others to keep their bargains.
How to Contact United Recovery Systems
5800 N Course Drive
Houston, TX 77072-1613
You Can Still Improve Your Credit Score
A while back I had some unexpected bills pile up in my life around the same time I was laid off from my job. I eventually found a new job, however, it took my personal finances much longer to recover. Even after I returned to work, I couldn’t keep up with the minimum payments that were required of me. The credit cards went into default, and the result was bad credit and constant calls from collection agencies such as United Recovery. I eventually went bankrupt in hopes of getting a new start to my financial future.
The bankruptcy did help and while it only took me a year to get my finances under control, it took me much longer to repair my bad credit. I had suffered several hits to my credit during this time and began to realize that it might take my credit as long as seven to 10 years to recover completely.
I felt like I had been painted into a corner with no way out. I was stuck with a growing family in our small house because I couldn’t get a loan to buy a new house even though I could afford it. I thought there was no hope for moving up in my life and providing a better future for my family.
I Found a Company That Helped Me Repair My Bad Credit
It was during the time I wanted to upgrade my home that a friend of mine told me about Lexington Law. I discovered Lexington Law specialized in helping people like me improve their credit. I went to their website and discovered all of the people that had been helped by them, so I decided to try it out for myself.
Lexington Law Helped Me Out of the Abyss
After contacting Lexington Law, I soon realized there was something I could do about my bad credit. We were able to get several items removed from my credit report. My credit score began to improve rapidly and after another year, I was able to move my family into a nicer home.
Collections Removed from My Credit Report:
NOTE: I didn’t have any collections from United Recovery reporting on my credit report, but as you can see, any collection accounts from any collection agency can be removed.
My credit scores have dramatically improved since there are no longer any negative accounts on my credit report. Here’s a snap shot of my credit scores since I signed up with Lexington Law:
“I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of their hard work.”
— T.B., Lexington client
“Thanks Lexington Law Firm for all your help. I appreciate all you have done to clear my credit. So much progress was made in such a short time. You were very professional and very helpful at all times. It was nice to get someone on the phone whenever I needed assistance. I will keep you in mind if I ever need anything else.”
— D.S., Lexington client
Get United Recovery Removed from Your Credit Report Now!
If you're sick of having bad credit, let the professionals at Lexington Law Firm take care of it for you. They can delete all kinds of negative items from your credit reports, including: bankruptcies, foreclosures, repossessions, charge offs, tax liens, collections, and more.
Since 1991, Lexington Law has helped over 1/2 million clients improve their credit. You owe it to yourself to at least check them out!
Call 800-220-0084 for a free consultation and complimentary credit score or fill out the form below and a representative will call you shortly.